Our analysts will take you through the various sections of file and make sure you have a complete understanding of its contents. If you decide that you want to hire a company to leverage EVERY consumer protection law available and use EVERY tool in the credit repair toolbox… we’re here to help. Find another credit repair company that’s going to file an investigation with the CFPB or contact the OCC on your behalf. Find out how to repair damaged credit, avoid credit repair scams and rebuild a positive credit history. A cosigner is a person with good credit who agrees to be legally responsible for a loan if the primary borrower doesn’t make payments as agreed.

Track Your Results

Our credit repair services are not pointed towards temporary solutions. Rather, they are aimed towards achieving lasting positive results. This is why we strive to create a strong and healthy relationship with our customers. ANG Credit Repair Solutions will provide you with all legal support and assistance every step of the way. Credit repair companies may offer to help you improve your credit score by disputing the inaccurate or outdated information on your credit report.

Savings Accounts & Cds

For those with little to no positive credit, deleting negative accounts may not immediately result in a better credit score. However, it can make it easier to build good credit much faster. Some accounts can require three to four rounds of disputes over three to four months. Some accounts will comply with accuracy requirements and remain on your credit report until they fall off in seven years. There is no accreditation specific to the credit repair industry, so we emphasized reviews from sources like the BBB, Trustpilot, and the CFPB’s complaint database.

Can Credit Repair Companies Remove Hard Inquiries?

All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. Some of the offers on this page may not be available through our website. But the truth is, there is no such thing as a “quick fix” when it comes to credit – it’s a process that takes time. “Credit repair” companies claiming to erase credit problems, remove situations like bankruptcies from your credit reports, or create a new credit identity for you may not be legitimate. You may wind up losing time and money, and it may even have legal consequences. Once you have a copy of your credit reports, check them carefully for errors.

When you look at the services provided by credit repair companies and the fees they charge, you may find credit repair services aren’t worth the cost. In most cases, those funds would have a much bigger impact on paying down outstanding debt. Credit repair companies often find ways to target individuals who are struggling with debt, offering promises of easy financial freedom. But the services offered by these companies come at a significant cost that can send folks with existing financial problems even further into debt. And there’s no guarantee a credit repair company can actually improve your credit score.